Our Partnership Program

E-Academic Program


The Future of Education is Here

We believe that the future of education is digital, and we are committed to providing cashless solutions for institutions that help to streamline the payment process.

By partnering with our E-Academic programs, institutions can eliminate the need for cash and checks, and instead opt for secure, easy-to-use digital payment methods, a seamless and hassle-free payment experience.

Experience the future of cashless education with our E-Academic Program, and unlock your institution's full potential today.

Merchant Solutions


Empowering Your Business In Every Transaction

Let us take your business to the next level!

With our merchant solutions, we offer streamlined transactions that will help boost your sales and save you time. Our secure and easy-to-use systems will give you peace of mind while enabling you to focus on what matters most: growing your business. Experience the benefits of seamless transactions and exceptional service with our Merchant Solutions.

Business Collaboration


Together, We Make A Great Team

Whether it's tackling a tough project or seizing a new opportunity, having the right partner by your side can make all the difference.

At Virtualflex, we believe that true success is achieved through teamwork and collaboration. Together, we make a great team, bringing our unique skills and strengths to every challenge we face. Join us and discover what we can accomplish together!"


B2C Product & Services

B2C Product & Services

Travel Ticket

Currency Checker





Mobile Reload

Pay Bill

Pay Later

Advance Pay Day Loan




B2B2C Fintech+ Programs

Salary Card Program

  • Foreign Workers' Payroll
  • Commission Disbursement

Cashless Campus Program

  • Middle to Higher Learning Institutions

Corporate ID Program

  • Corporate
  • Koperasi

Loyalty Program

  • Local Retail Chain / Brand

ESG Program

  • NGO

E-Subsidy Program

  • Corporate
  • NGO
B2B2C Fintech+ Programs

Our Fintech Ecosystem

Payment Solutions

QR Pay

Payment Card

Debit Card

Payment Terminal

Digital Marketing

Loyalty Program

e-Voucher Program

Community Program

Cashback Program

Financial Services




Micro Loan

Pay Later


Pay Bills

Mobile Reload




Why Partnering With Us?

Access to Innovative Payment Solutions

Our extensive range of payment solutions are designed to meet the diverse needs of businesses and consumers. We offer flexible, secure, and convenient payment options that are tailored to each partner's requirements.

Enhanced Customer Experience

By partnering with VirtualFlex, you can enhance your customers' experience by providing them with a seamless payment experience that is fast, reliable, and easy to use.

Competitive Advantage

Our cutting-edge technology, strategic partnerships, and customer-centric approach give our partners a competitive edge in the marketplace. By leveraging our expertise, partners can accelerate their growth and expand their market share.

Collaborative Approach

We believe that collaboration is key to success. We work closely with our partners to understand their unique needs and to develop solutions that meet their specific requirements. Our collaborative approach ensures that partners can achieve their goals and objectives effectively.


Official Partners

Visa Lulu Money Great Eastern Takaful Malaysia
El Nuwr Bus Online Ticket.com Alliance Bank TML